Uncategorized – Car Insurance Quotes | Home Insurance | Renters Insurance | Life Insurance

Do I need Life Insurance?

Gordon Insurance — Sun, 06 Apr 2025 21:52:01 +0000

The Gordon Insurance Blog

Do I need Life Insurance?

A life insurance policy states that you will pay premiums to an insurance company over time, and, in exchange, the company will pay a lump sum amount to a designated beneficiary upon your death. The money from your life insurance policy can help pay bills and help support your surviving family members’ living expenses. You may need to adjust the amount of your life insurance policy related to major life events, like buying a home, getting married, or having a child.

There is no set amount of life insurance you need. If you have dependents you want to provide for or leave an inheritance to charities, you may need more life insurance than someone without dependents or charitable causes to support. Consider potential future expenses that your loved ones may need. The life insurance payout could be used to replace the money you would have earned to pay for their college education, moving expenses, or retirement. You can buy an individual life insurance policy from an insurance agent. You may also be part of a group life insurance policy through your employer or civic organization.

For Life Insurance rates, call Jack or Austin at (317) 776-6781

A Guide for Insuring Your New Boat, ATV, or Camper

Gordon Insurance — Wed, 19 Mar 2025 22:19:23 +0000

The Gordon Insurance Blog

A Guide for Insuring Your New Boat, ATV, or Camper

If you recently bought a new “toy” for the whole family to enjoy, getting the right insurance is crucial.

Whether you’re casting a line from your new fishing boat, kicking up dirt on an ATV, or hitting-the-road in a camper, protect your high-octane property with this helpful guide on insuring specialty assets:

Boats and personal watercrafts

Eligibility: Watercraft must have a max speed of 65 mph and be in good operating condition. Other limitations (like length and estimated value) vary from state to state.
Coverage: Watercraft insured in all U.S. and Canadian waterways of plus 75 miles offshore. Coverage includes fuel spill liability and wreckage removal.
Optional coverage:Agreed value coverage, unattached equipment coverage (tarps, oars, life jackets, water skis), personal property coverage, pet coverage, fishing equipment coverage, and emergency assistance.

Motorcycles and all-terrain vehicles

Eligibility: Motorcycles, scooters, mopeds, dirt bikes, ATVs, side-by-sides, snowmobiles, golf carts, and e-bikes.
Coverage: Safety apparel coverage (up to $1,000). Add physical damage coverage to get custom parts coverage and roadside assistance.

Recreational vehicles (RVs)

Eligibility: Class A, B, and C motorhomes, bus conversions, toter homes, trailers, pop-up campers, and pull-behind fifth wheels.
Coverage: Offers the same coverage options as auto insurance, including liability, personal injury protection, medical payments, uninsured and underinsured motorist protection, and comprehensive and collision.
Optional coverage: Vacation liability coverage, personal property coverage, customized equipment coverage, and emergency assistance.

If you’re thinking about purchasing a boat, ATV, or RV, give us a call so you can enjoy your new toy with confidence and peace of mind.

Call (317) 776-6781 or Get Car, Home, or Condo Insurance Rates Immediately

by clicking the button below to get fast and easy comparative rates.

Types of Car Insurance

Gordon Insurance — Wed, 19 Feb 2025 22:17:57 +0000

The Gordon Insurance Blog

Types of Car Insurance

Every state requires drivers to have car insurance. If you don’t have car insurance, you must have financial responsibility waivers. These waivers ensure that you can pay for property damages or medical expenses. There are several components that can make up your insurance policy:

Liability coverage protects you if you are at fault for a collision. It pays for medical expenses and vehicle damage for the other driver and passengers.
Uninsured motorist coverage pays for damages to your car and medical expenses if an uninsured driver hits your car.
Collision coverage pays to repair your vehicle, if you were at fault for the damage.
Underinsured motorist coverage pays damages for your car if someone hits it, but their insurance can’t pay for your car damages.
Comprehensive coverage pays for damage to your car due to theft, fire, or falling objects.

Call (317) 776-6781 or Get Car, Home, or Condo Insurance Rates Immediately

by clicking the button below to get fast and easy comparative rates.

Home and Renters Insurance

Gordon Insurance — Thu, 19 Dec 2024 22:13:47 +0000

The Gordon Insurance Blog

Home and Renters Insurance

Homeowners insurance protects your home and personal property against damage or loss. It insures you in case someone gets hurt while on your property. You may already have insurance on your home if you have a mortgage on the property.

Renters insurance offers renters coverage like homeowners insurance.

Homeowners or renters insurance may pay claims for:

Damage to your home, garage, and other outbuildings
Loss of furniture and other personal property due to damage or theft, both at home and away
Extra living expenses, if you live in temporary housing while your house is being repaired

Homeowners or renters insurance may also pay for:

Physical injury and property damage that you cause to others through negligence
Accidents happening in and around your home, as well as away from home, for which you are responsible
Injuries occurring in and around your home to anyone other than you or your family
Limited coverage for money, gold, jewelry, and stamp and coin collections
Personal property in storage

Call (317) 776-6781 or Get Car, Home, Condo, or Renter Insurance Rates Immediately

by clicking the button below to get fast and easy comparative rates.