Home and Renters Insurance

Homeowners insurance protects your home and personal property against damage or loss. It insures you in case someone gets hurt while on your property. You may already have insurance on your home if you have a mortgage on the property.

Renters insurance offers renters coverage like homeowners insurance.

Homeowners or renters insurance may pay claims for:

• Damage to your home, garage, and other outbuildings
• Loss of furniture and other personal property due to damage or theft, both at home and away
• Extra living expenses, if you live in temporary housing while your house is being repaired

Homeowners or renters insurance may also pay for:

• Physical injury and property damage that you cause to others through negligence
• Accidents happening in and around your home, as well as away from home, for which you are responsible
• Injuries occurring in and around your home to anyone other than you or your family
• Limited coverage for money, gold, jewelry, and stamp and coin collections
• Personal property in storage