The Gordon Insurance Blog
A Guide for Insuring Your New Boat, ATV, or Camper
A Guide for Insuring Your New Boat, ATV, or Camper
If you recently bought a new “toy” for the whole family to enjoy, getting the right insurance is crucial.
Whether you’re casting a line from your new fishing boat, kicking up dirt on an ATV, or hitting-the-road in a camper, protect your high-octane property with this helpful guide on insuring specialty assets:
Boats and personal watercrafts
- Eligibility: Watercraft must have a max speed of 65 mph and be in good operating condition. Other limitations (like length and estimated value) vary from state to state.
- Coverage: Watercraft insured in all U.S. and Canadian waterways of plus 75 miles offshore. Coverage includes fuel spill liability and wreckage removal.
- Optional coverage:Agreed value coverage, unattached equipment coverage (tarps, oars, life jackets, water skis), personal property coverage, pet coverage, fishing equipment coverage, and emergency assistance.
Motorcycles and all-terrain vehicles
- Eligibility: Motorcycles, scooters, mopeds, dirt bikes, ATVs, side-by-sides, snowmobiles, golf carts, and e-bikes.
- Coverage: Safety apparel coverage (up to $1,000). Add physical damage coverage to get custom parts coverage and roadside assistance.
Recreational vehicles (RVs)
- Eligibility: Class A, B, and C motorhomes, bus conversions, toter homes, trailers, pop-up campers, and pull-behind fifth wheels.
- Coverage: Offers the same coverage options as auto insurance, including liability, personal injury protection, medical payments, uninsured and underinsured motorist protection, and comprehensive and collision.
- Optional coverage: Vacation liability coverage, personal property coverage, customized equipment coverage, and emergency assistance.
If you’re thinking about purchasing a boat, ATV, or RV, give us a call so you can enjoy your new toy with confidence and peace of mind.
Customer Reviews:
Jacob Havlik
19:38 17 Apr 24
I was not thrilled with the previous company I was using for my commercial insurance and decided one day to pop in the office and see if this would... be a good fit. I was immediately greeted by Dana and helped. She has continued to help me and get things added and changed and sent over faster than I ever expected and were on a serious time constraint in order to keep doing daily operations. She absolutely knocked it out of the park for me. I also was impressed by the knowledge from her and the team in regard to homeowners insurance (we deal with restoration claims) and the way they were explaining policies to individuals over the phone and in their office is stuff I always make sure to tell homeowners to discuss with their agents because a lot of the time it is missed or looked over. I am so glad I decided to stop in the office and so glad Dana was in to assist me and continue to assist me!read more
Damon Hill
13:26 05 Dec 23
Dana helped me out immensely, saved me money over my old insurance WITH better coverage and terms. It’s great to have an insurance company that seems... to actually care about their customers.read more
Hannah Alatza
14:04 21 Nov 23
Dana helped me out in a crunch this morning, her knowledge is priceless in the insurance business!!!We appreciate you Dana!
Leah Brandt
03:45 07 Sep 23
Jack was wonderful! On short notice he was able to set us up with much better coverage for *less* than what we had been paying. So glad we reached... out to Gordon Insurance and would highly recommend 🙂read more
Heather Hook
18:44 28 Mar 23
I deal with Jack Mosley here and he is an AMAZING agent! Very friendly and helpful and ALWAYS has an AWESOME vibe and personality! I HIGHLY recommend... this company for all of your insurance needs!read more
jeffusa01 gmail
04:22 27 Aug 22
Great personal service from each member of their team. Having a personal agent who will customize our coverage and help walk us through a difficult... claim, is very important to our family. We have additional family members who have chosen Gordon Insurance and are just as pleased as we are. Highly recommended.read more
Lisa Gemmer
14:11 31 Mar 22
Ken and Dana are the best! Personal, professional, extremely knowledgeable and ALWAYS responsive to any and all requests. Wish I could give them more... than 5 Stars!read more
Erik Prock
19:27 19 Jul 21
Ken and his staff are the most friendly and honest people you will ever meet. They are willing to go the extra mile for every customer. If you have... any questions, they are easy to reach and will give you a straight forward answerread more
Bev Quimby
20:52 08 Jul 21
We have lived in Noblesville for eleven years. During that time, Ken Badger has served as our insurance agent in a most excellent manner. We have... found him to a person we can trust, a man of outstanding integrity and honesty plus he has consistently been available to help us with any questions or concerns. Most important, he cares deeply about his clients.read more
Patrick Propst
12:43 06 Jul 21
Gordon Insurance has carried policies for me personally as well as professionally! Dana is a gem - always so kind and helpful in responding! Ken is... informative and an advocate to make sure you know what you are doing and how to have conversations with adjusters, if needed! They are top notch as they do more then sell policies, they serve their clients!read more
Jack Kruse
21:18 01 Jul 21
Always helpful, makes sure our needs are taken care of and excellent follow-up.
Flavian DeCollo
19:02 29 Jun 21
Can’t beat personal service, honest people a lot of help and a good prices
Jeff Clancy
11:26 28 Jun 21
Have always taken great care of me and my family for years.
Richard Green
17:24 25 Jun 21
The staff at Gordon Insurance is responsive, professional and friendly. My questions are always quickly addressed as have been my claims.
Pat Johnson
14:02 24 Jun 21
Working with Ken Badger and his team has been a great experience. Thank you.
Ben Allen
17:13 23 Jun 21
Ken has been wonderful to work with (over many years) and very response and professional. Rates are competitive, and customer service is top-notch. ... Highly recommend!read more
Bryan Darling
01:23 22 Jun 21
Anytime we have had an issue, we have always had prompt service. I would highly recommend Gordon Insurance Agency
Kevin Sears
01:46 21 Jun 21
As a relatively new homeowner, Ken Badger and the team at Gordon Insurance has been nothing but exceptional in handling our insurance needs and... questions. Most recently, the Gordon Insurance team made our experience getting a new roof due to hail damage, an absolute breeze. We fully recommend Gordon Insurance.read more
Boguslaw Uchman
17:30 20 Jun 21
100% satisfaction. Don't look any further go to Gordon Insurance.
Mike Martin
13:59 20 Jun 21
Always very helpful and responsive to our questions.
Vivian Batchelder
16:47 19 Jun 21
Ken and Dana do an excellent job of providing professional and helpful service. I am retired and appreciate having a local agent looking out for my... best interests!read more
Margaret Bredekamp
13:14 19 Jun 21
Ken and Dana are so great at providing you info to make good decisions about your insurance needs.Always there to answer any questions you have.... Because we were new to the area, he had great references to offer for other services, Thanks Ken and Dana.Dave and Marge Bread more
Tamara Cox
13:48 18 Jun 21
We’ve used this company for 20+ years. They have always gone above and beyond our expectations. They accommodate, recommend, and help in any way an... agent can and even as a friend. I appreciate the personable commitment they represent in our local community. I highly recommend this company.read more
Angelo Favia
13:01 18 Jun 21
Great working with Gordon Insurance. Always responsive, pro-active and trustworthy.Highly recommended.
Philip Dils
09:39 18 Jun 21
When have a specific question on a policy or a concept behind a policy or general insurance question, response always good and timely.
Rick Foley
02:56 18 Jun 21
Gordon Insurance is all you want with an insurance agent.Bottom line: They are for your best interest!
Darren Ratcliffe
00:01 18 Jun 21
The Gordon Agency is a first class operation. We have a wide portfolio of commercial and residential real estate and have all our coverage here. The... service and rates are so great we have also added personal home, auto, and life insurance. Thanks to all of you for all you do for us…read more
laura christy
19:42 17 Jun 21
I have worked with Ken Badger and his team for many years. They are consistently responsive to my insurance inquires and needs. Additionally, they... conduct annual reviews of my policies to ensure that I am receiving the most competitive rates for the best coverage. If you don't feel you are getting the best value from your agent, I would highly recommend giving Ken a call.read more
Jason Landwerlen
19:41 17 Jun 21
Great experience. Very helpful and got us the insurance we needed.
bruce Ackerman
18:31 17 Jun 21
Great agency. They respond quickly to issues. Always polite and professional and have helped us through several crises. Highly recommend
Steven Juanillo
18:22 17 Jun 21
We have been customers of Gordon Insurance for many years. Ken and Dana have always looked out for the best interests of our family. They are... upfront, honest, operate with high integrity, and are truly good people. If they don't have competitive rates for certain types of insurances (business or personal), they will tell you who would and why. IMHO, there is no group better.read more
Kendrick Vester
18:01 17 Jun 21
Seriously, this business makes me feel like family! Highly recommended!
Bob Smith
17:53 17 Jun 21
Because of proactive advice received from Ken Badger, my business was saved after burning to the ground. You'd be wise to put him on your team.
Randy Badger
17:50 17 Jun 21
They are quick to respond to any of my concerns. Just this week they called to remind me of the expiration date on my home owners policy. I had no... idea it was about to expire and they made sure that it remained active. I like an insurance company that looks out for my welfare. Thanks for doing a great job!read more
Shrinivas Mane
17:28 17 Jun 21
You never really know how good an agent someone is until you actually are in an emergency situation. We were in such an unfortunate situation on one... Sunday evening and Ken was really helpful in navigating through the emergency and subsequent claims process. All I can say is that he earned a lifetime customer. Thank you Ken!read more
Lisa Gemmer
16:31 17 Jun 21
Gordan Insurance - Ken & Dana are the ultimate dynamic duo. Top shelf in all areas- responsiveness, honesty and always looking out for our family's... best interest. We have been with them for 20 + years and highly recommend for all home & car insurance needs. Wish I could give them more than 5 Stars!read more
Cody Zilbermann
16:00 17 Jun 21
Excellent Insurance agency
Madz C
15:51 17 Jun 21
Ken Badger and his staff are Spectacular. Seriously awesome. I once got badly rear ended and Ken offered to give me a ride home from the hospital! ... He is over and above kind and his staff is at the same level. HIGHLY recommend them.read more
Jackie Byrd
15:17 17 Jun 21
Customer for well over 20 years. Always kind, professional and very responsive to my insurance needs. Ken, Dana, Lisa, all just great people.
Frank Gordon
15:17 17 Jun 21
Awesome people! They are there when you need them! Which is all we really want!
Betty Titus
14:37 17 Jun 21
Always available to answer my questions quickly.
Kami Propst
16:40 30 Apr 21
The staff at Gordon Insurance are incredibly helpful and responsive. They walked me through every step of my claims process and followed-up to be... sure I was satisfied with the service I had received. Excellent customer service all the way around and very knowledgeable!read more
Steven Penski
20:17 30 Mar 21
Since first being referred to Ken and his agency team (Kim & Dana), we have been nothing but impressed and happy with their overall care & customer... service. We were looking to get back to having a face to face relationship, (with someone who lives in our own community), handle our home & auto insurance needs, and we couldn’t be more pleased.Thanks, Ken, Kim, & Dana!read more
Kym Flannery
20:07 28 Sep 20
These folks are my "go-to" team for insuring all my stuff (and as George Carlin would tell you, we've all got stuff). No matter if you're in an... active claims situation or shopping for coverage for the first time, Ken and Dana will take care of you better than anyone I've ever known!read more
Roger Poer
20:12 11 Jun 20
Excellent advice. Customer service is superb, without regard to placing business at their agency.
